Token
We offer a secure and centralized solution for Tokens Management.
Payment Tokenization – Secure Every Transaction
It centralizes user token credential management to ensure administrative consistency and efficiency, consolidate and simplify issuance and management of cryptographic token to reduce administrative cost and complexity.
General informations
What is Tokenization?
Tokenization replaces sensitive card data with a unique, randomly generated identifier (a “token”).
The real card number is never stored or shared, making transactions more secure and reducing the risk of fraud.
How It Works
- A customer initiates a payment.
- The card number (PAN) is instantly replaced by a token.
- The token is used to process the transaction.
- The original card data remains hidden and fully protected.
Key Benefits
- Enhanced Security – Real card data is never exposed, minimizing the risk of breaches.
- Regulatory Compliance – PCI DSS aligned, reducing compliance burden.
- Seamless Experience – Works with digital wallets (Apple Pay, Google Pay), e-commerce, and in-store payments.
- Universal Protection – Tokens can be used across multiple channels and devices.
- Business Continuity – Enable recurring billing, subscriptions, and one-click checkouts safely.
Some examples of tokens we can provide :
- Tokenization (creating DPAN) of the card number (PAN) using dedicated organizational solutions
- VISA = VTS (VISA Tokenization System)
- MC = MDES (Mastercard Digital Enablement Service)
- Phone” tokenization
- BLIK / BLIK-C (Polish Market)
- VISA Mobile
Tokenization ensures that every payment is both secure and frictionless.
By safeguarding sensitive data, merchants can build customer trust, reduce fraud, and unlock new digital payment experiences.
With tokenization, security becomes an advantage—not a barrier—to growth.